Chase Paymentech Solutions, LLC Privacy Statement

Chase Paymentech Solutions, LLC is committed to safeguarding the privacy and security of the information we collect. This statement explains the policies we follow with respect to the handling of customer information collected by Chase Paymentech.

||| Commitment to Privacy and Security

Chase Paymentech Solutions, LLC and its operating entity Paymentech, LLC (collectively, "Chase Paymentech") are committed to safeguarding the privacy and security of the information we collect. This Privacy Statement explains the policies we follow with respect to the handling of customer information collected by Chase Paymentech. This Privacy Statement covers the services provided by Chase Paymentech to our merchant customers, including merchant customers using the Chase Mobile Checkout application.

||| Information We Collect

Chase Paymentech's customers, the customers of its affiliates, and the customers of other third-parties for which Chase Paymentech may provide outsourced or subcontracted processing services, ("Merchants") are businesses and other legal entities desiring to accept credit or debit cards or other payment methods, as payment for goods or services. Chase Paymentech does not have direct relationships with, or collect information directly from, individual consumers other than in their capacity as owners or operators of a commercial enterprise. Chase Paymentech does not provide services for consumer, personal, family or household purposes. The information we receive and collect is strictly related to our business customers and the payment transactions that we assist them in executing, as well as from prospective or potential business customers or website visitors who may be interested in learning more about our services ("Customer Data"). The transaction information we receive from our Merchants may include personal financial information about their customers or applicants (e.g., name, address, credit or debit card account numbers and expiration dates, etc.) who may be individual consumers and other cardholders ("Cardholder Data"). Chase Paymentech understands that such information is sensitive and takes appropriate steps to protect the confidentiality and security of all information collected by Chase Paymentech in accordance with this Privacy Statement.

||| Customer Data and Cardholder Data

Use and disclosure of Customer Data collected by Chase Paymentech varies based on the information source and type, as set forth below:

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|||In addition, Chase Paymentech may share certain Customer Data (but not Cardholder Data) with its affiliated entities for marketing purposes and other business purposes.

||| Protection of Cardholder Data and Customer Data

Chase Paymentech has implemented various measures, including appropriate administrative, technical and physical safeguards, designed to ensure the security and confidentiality of Cardholder Data and Customer Data, protect against anticipated threats or hazards to the security or integrity of such information, and protect against unauthorized access to or use of such information. Such measures may include, among others, encryption, physical access security and other appropriate technologies. Chase Paymentech continually reviews and enhances its security systems, as necessary. Chase Paymentech is subject to the detailed rules and regulations of the various credit and debit card organizations and networks (i.e. VISA, MasterCard, American Express, NYCE, Star, etc.), relating to the security and safeguarding of Cardholder Data, including, but not limited to, the Payment Card Industry Data Security Standards ("PCI"), VISA Inc.'s Cardholder Information Security Program ("CISP") and MasterCard International's Site Data Protection Program ("SDP"). Chase Paymentech endeavors to comply with all such rules at all times. Pursuant to such rules and regulations, Chase Paymentech is required to undergo periodic third-party assessments and periodic network scans to ensure that, among other things, Chase Paymentech has installed and maintains a firewall configuration to protect data; does not use vendor-supplied defaults for system passwords and other security parameters; protects stored data; encrypts transmission of Cardholder Data and sensitive information across public networks; uses and regularly updates anti-virus software; develops and maintains secure systems and applications; restricts access to data to those with a business need-to-know; tracks and monitors all access to network resources and Cardholder Data; regularly tests security systems and processes; assigns a unique ID to each person with computer access; restricts physical access to Cardholder Data; and maintains a policy that addresses information security. Additional information regarding the requirements of VISA's CISP and Mastercard's Site Data Protection program (SDP) can be found on the VISA, Inc. and MasterCard International Web sites.

||| Responsibility of Merchants

Merchants are also required to comply with various rules and regulations of the various credit and debit card organizations and networks relating to the security and safeguarding Cardholder Data, including, but not limited to, PCI, CISP and SDP. Merchants may be required to undergo periodic third-party data security assessments and periodic network scans to ensure that appropriate security measures are in place.

||| Additional Internet Privacy Policies

Cookies: By using this site you agree to the placement of cookies on your computer in accordance with the terms of this policy. If you do not wish to accept cookies from this site please either disable cookies or refrain from using this site.

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||| Third-Party Web Sites. Chase Paymentech may create links to third-party Web sites. In addition, Chase Paymentech may authorize third-parties to create links to Chase Paymentech websites. Chase Paymentech is not responsible for the content or privacy practices employed by third-party Web sites. Nor does Chase Paymentech control or warrant the utility, merchantability or workmanship of the products or services offered at third-party Web sites.

||| Web Optimization. Chase Paymentech also may use cookies to track advertising leads and campaigns from banner advertisements, third party advertisement services and third party web optimization services. Chase Paymentech may hire third party companies to track and report performance of advertising and marketing campaigns to and from Chase Paymentech and third party web sites. These companies may also set cookies and use related technology, such as tracking pixels. Tracking pixels (also known as action tags, web beacons, or transparent GIF files) and other similar tracking technologies may be used to collect and store information about user visits, such as the user's anonymous cookie ID, page visits and duration, and the specific ad or link(s) that the user clicked on to visit the site. No personally identifiable information is stored on these cookies or web pixels. This user activity information is reported to us in the aggregate and is anonymous. We use this information in the aggregate to understand, for example, the effectiveness of our advertising and marketing.

||| Children. Chase Paymentech does not solicit or knowingly accept information from persons under the age of eighteen (18). Our web sites are not designed with the intent to attract or encourage viewing by children.

||| Safe Harbor Participation for EU Cardholder Data. Chase Paymentech recognizes that the European Union ("EU") has an "omnibus" data protection regime established pursuant to the European Commission Data Protection Directive (95/46/EC) (the "Directive"). The Directive generally restricts the transfer of personally identifiable information about individuals in the EU to the United States, unless there is "adequate protection" for such information when it is received in the United States. In addition to processing transactions for its own Merchants based in the United States, Chase Paymentech provides processing services in the U.S. for its European affiliate, Chase Paymentech Europe Limited, and its European customers. To address the restrictions in the Directive, Paymentech, LLC in the United States ("CPL") adheres to the EU Safe Harbor Privacy Principles published by the US Department of Commerce ("Safe Harbor") with respect to Cardholder Data about Merchants' customers in the European Union that we receive in the United States ("EU Cardholder Data"). We act as a data processor on behalf of Merchants with respect to EU Cardholder Data, and accordingly follow each Merchants' instructions with regard to the collection, processing and protection of EU Cardholder Data. Our Merchants act as the data controller for any EU Cardholder Data. If any consumers in the EU have any questions about our handling of their EU Cardholder Data, such consumers should first contact the Merchant as this may be the most efficient means of addressing such issues. Consumers in the EU may also reach out to the CPL Safe Harbor Privacy Contact in the Legal Department at Chase Paymentech Solutions, 14221 Dallas Parkway, Dallas, Texas, 75254. Questions that are not otherwise resolved with the Merchant and/or CPL may also be directed to local EU data protection authorities.

|||Paymentech, LLC, complies with the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information from European Union member countries and Switzerland. Paymentech, LLC, has certified that it adheres to the Safe Harbor Privacy Principles of notice, choice, onward transfer, security, data integrity, access, and enforcement. To learn more about the Safe Harbor program, and to view Paymentech, LLC's certification, please visit http://www.export.gov/safeharbor/.

||| Modifications to Privacy Statement

We continue to review our policies and procedures to assure that they are effective in meeting our commitments to our Merchants. Chase Paymentech reserves the right to change this Privacy Statement without notice at any time and from time to time, including as needed to comply with the rules and regulations of the various debit and credit card organizations, or to comply with applicable local, state and federal laws and regulations.

||| Inquiries

If you have a question or comment regarding this Privacy Statement, please contact:

Chase Paymentech Solutions

Chief Compliance Officer
14221 Dallas Parkway
Dallas, Texas 75254

Chase Paymentech Solutions

Safe Harbor Privacy Contact
Legal Department
14221 Dallas Parkway
Dallas, Texas 75254

|||(Last modified January, 2015)